Effective Date: 15th November, 2025

Welcome to The Mercer Company (“The Mercer Co”). By accessing or using our website (“https://themercerco.com/”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, you must not use the Site.

1. Use of the Site

1.1. The Site is intended for individuals and entities seeking information about our real estate-backed lending services.
1.2. You agree to use the Site only for lawful purposes and in accordance with these Terms.
1.3. You must be at least 18 years old to use this Site.

2. Intellectual Property

2.1. All content on the Site, including text, graphics, logos, and software, is the property of The Mercer Co or its licensors and is protected by intellectual property laws.
2.2. You may not reproduce, distribute, or otherwise use the content without prior written permission from The Mercer Co.

3. Disclaimer of Warranties

3.1. The Site and its content are provided “AS IS” without any warranties of any kind, express or implied. 
3.2. The Mercer Co does not guarantee the accuracy, completeness, or reliability of any information on the Site.

4. Limitation of Liability

4.1. The Mercer Co is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site.
4.2. This limitation applies to damages resulting from errors, interruptions, or inaccuracies in the Site’s content.

5. Third-Party Links

5.1. The Site may contain links to third-party websites. The Mercer Co is not responsible for the content or practices of these websites.
5.2. Inclusion of any link does not imply endorsement by The Mercer Co.

6. Changes to the Terms

6.1. The Mercer Co reserves the right to modify these Terms at any time. Changes will be effective upon posting to the Site.
6.2. Continued use of the Site constitutes acceptance of the revised Terms.

7. Governing Law

These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles.

8. Contact Information

For questions about these Terms, contact us at:Info@themercerco.com